Howden Insurance Brokers Limited is a leading provider of insurance broking, risk consulting, and employee benefits advice. They serve clients globally, including SMEs, trade associations, and national and global corporations. Their services are tailored to specific sectors, leveraging specialist teams. The company's unique selling proposition is its employee ownership model, which fosters collaboration and drives client-centric solutions. This model empowers local leadership and emphasizes personal relationships, making their service both global and personal. Howden is part of the Howden Broking Group, managing $30 billion in premiums annually[1][4].