Hrvatska postanska banka (HPB) is the largest Croatian-owned bank, offering a wide range of financial services including corporate and merchant banking, retail banking, and investment banking[5]. It serves both personal and business clients across Croatia through its extensive network of branch offices and post offices[3]. HPB's unique selling proposition is its accessibility and comprehensive services, leveraging its partnership with the Croatian Post to reach a broad audience[1][3]. The bank focuses on supporting small and medium enterprises and contributing to social development[1][3].