Ibercaja Banco S.A.U. provides personal and corporate banking services in Spain. It accepts savings and term deposits, as well as offers current accounts; and provides commercial credit, secured loans, and other term loans. The company also manages mutual investment funds and pension funds; and underwrites and sells savings and investment insurance, as well as risk life insurance products; operates as an intermediary in general insurance; finances business activities through leasing and renting operations; and offers portfolio management services. It operates through a network of 1,047 branches and 1,142 ATMs, as well as provides online banking services. The company was incorporated in 1995 and is based in Zaragoza, Spain. Ibercaja Banco S.A.U. is a subsidiary of Caja de Ahorros y Monte de Piedad de Zaragoza, Aragon y Rioja.