ICBC (Asia) is a licensed bank in Hong Kong, serving as a subsidiary of the Industrial and Commercial Bank of China. It offers a full range of financial services including deposits, loans, credit cards, securities, funds, and insurance. The bank targets both personal and commercial customers, focusing on cross-border financial services. Its unique selling proposition lies in leveraging ICBC's global network to provide seamless financial integration between Hong Kong, China, and the Asia-Pacific region, emphasizing customer-centric services and innovation. ICBC (Asia) aims to be a leading bank for cross-border financial services.