Independent Health Insurance Funds (Onafhankelijke Ziekenfondsen/Mutualites Libres), accessible via http://www.mloz.be, offers health insurance services in Belgium. They provide supplementary insurance plans independent of political or religious affiliations, focusing on flexibility and customer service. Their target audience includes individuals seeking neutral health insurance options. The unique selling proposition is their independence and tailored plans, allowing customers to choose coverage based on personal needs rather than affiliations. This flexibility appeals to those valuing neutrality and personalized service in their health insurance choices.