Indian Overseas Bank (IOB) is a public sector bank based in Chennai, India. It offers a wide range of banking and financial services, including personal and business banking, loans, credit cards, insurance, and investment options[1][3]. IOB targets individuals, small businesses, and large corporations, with a focus on serving Non-Resident Indians (NRIs)[1]. Its unique selling proposition is its strong international presence and focus on foreign exchange services, making it a preferred choice for those with global financial needs[1][5]. IOB also emphasizes digital banking and financial inclusion initiatives[3][4].