The Insurance Council of Zimbabwe (ICZ) is a voluntary association of short-term insurers and reinsurers in Zimbabwe. It serves as the voice for these entities, promoting industry standards and practices. The ICZ's target audience includes insurance companies and related stakeholders. Its services likely involve advocacy, regulatory compliance support, and industry networking. The unique selling proposition of ICZ is its role as a unified voice for short-term insurers, providing a collective platform to address industry challenges and opportunities. The ICZ is governed by a constitution and operates from Harare[2][4].