Unlike other financial institutions, Jeanne DAoArc Credit Union is a not-for-profit financial cooperative. Instead of paying dividends to outside investors, profits are returned to our members in the form of better yields on savings products, lower rates on loans, lower fees and convenient services like Fee Free Checking, Online Banking, and Mobile Apps. We opened our doors in 1912 to provide financial stability to immigrants who came here from all over the world to work in the mills. Our goals then were the same as they are now: helping each member make smart financial choices; helping people save for their future; making loans available so our members can realize The American Dream by purchasing a home, buying a car or even starting their own business. Email id based on pattern