JUMO is a financial technology company offering a Banking as a Service platform that uses AI to power financial services in emerging markets. It provides savings and credit products to entrepreneurs, along with infrastructure for partners like banks and fintech platforms. JUMO's target audience includes micro and small to medium enterprises in Africa and Asia. Its unique selling proposition is the use of customers' digital footprints to create financial identities, enabling instant access to finance. This approach reduces lending costs and risks, making financial services more accessible to underserved markets[1][3][5].