Start-up begins with the creation of the unit of the bank on the basis of the Kamchatka regional department of Agro-Industrial in accordance with the decision of the founders, shareholders September 25, 1990. Joined Charter Mutual Bank and the issuance of a license to conduct banking operations carried out by the State Bank of the Russian Federation October 22, 1990 year . The authorized capital of the Bank, formed by the founders of shares amounted to 33.5 thousand rubles. Among the 15 shareholders of the bank are known in Kamchatka businesses and organizations, including KMPO, JSC "Kamchatagropromstroy" Oblrybolovpotrebsoyuz, JSC "Petropavlovsk-Kamchatsky sea fishing port. " Geography banking operations covered the entire Kamchatka region, there were 15 branches of the bank.