One of the successful experiments of the Banking Sector in India has been the formation of the Regional Rural Banks (RRBs). Experts in the field have acknowledged this fact taking into account the recent enormous progress achieved by the RRBs, which have travelled a long way in the last 30 years, on a journey that can best be described as arduous. Close on the heels of Nationalization, when the focus shifted from Class Banking to Mass Banking, the RRBs emerged as a low cost Bank designed to cater to the needs of Small and Marginal Farmers, Rural Artisans, Petty Traders etc., who operate in Rural Areas. Email id based on pattern