Mahatma Gandhi once said "Eighty percent of the Indian population lives in villages and most of them live below poverty line. We should therefore formulate such plans and schemes which are beneficial to weakest person of the society also. If the poor people are not brought into mainstream of development, the total development of India will not be possible." Our Prime Minister Late Mrs. Indira Gandhi initially nationalized 14 commercial banks with the intention that these institutions would float credit in social activities and rural development. But after 06 years of nationalization she realized that nothing concrete could be achieved. She then brought in an ordinance on 2nd October,1975 (Date of Birth of our beloved Bapu and LalBahadur Shastri ji) to set up the Regional Rural Banks with the object to accelerate the development of rural economy. The aim was to attain upliftment of the poor, the neglected and the down trodden people by channelising the flow of credit to the rural areas. Email id based on pattern