Katlm Emeklilik offers interest-free pension and life insurance services, utilizing principles of participation, sharing, and trust. Their products include Bireysel Emeklilik Sistemi (BES), life insurance, and accident insurance. The company targets individuals seeking Shariah-compliant financial solutions. Their unique selling proposition is providing innovative, interest-free insurance solutions while enhancing financial literacy among customers. Founded in 2013 as a joint venture between Al Baraka Turk and Kuveyt Turk, Katlm Emeklilik aims to become Turkey's leading interest-free insurance provider[1][2][3][4].