KreditBee is a fintech platform that facilitates instant personal loans to professionals, offering amounts up to 4 lakhs with flexible repayment terms. It serves over 10 million customers, primarily targeting young professionals and non-metro city residents. Services include personal loans, business loans, and Buy Now Pay Later (BNPL) options. KreditBee's unique selling proposition is its hassle-free, tech-driven loan process, allowing for quick disbursal and adaptable repayment plans. This approach helps bridge the financial inclusion gap in India by providing accessible financial services to underserved demographics[1][2][3].