LOTUS Bank is a non-interest financial institution based in Lagos, Nigeria, and another entity in Novi, Michigan. The Nigerian LOTUS Bank offers various financing options, including vehicle and home financing, as well as export and import financing[2]. It focuses on ethical banking and financial inclusion, targeting individuals and businesses seeking Shariah-compliant services. The Michigan LOTUS Bank, now part of Level One Bank, previously offered full-service banking. The unique selling proposition for the Nigerian LOTUS Bank is its commitment to ethical banking and innovative financial inclusion initiatives[1][2].