Lowell is a leading European credit management company operating in the UK, DACH, and Nordic regions. They offer services in debt purchasing, third-party collections, and business process outsourcing, utilizing data analytics and robust risk management[1][3]. Their target audience includes financial institutions and businesses seeking debt management solutions. Lowell's unique selling proposition is its ethical approach to debt recovery, focusing on personalized solutions that prioritize customer well-being and sustainable outcomes[1][3]. This approach sets them apart in the industry by emphasizing fairness and customer-centricity.