Lumera is an insurtech company specializing in digital transformation for the Life and Pensions industry. It offers a cloud-native policy administration system, enabling safe and continuous digital transformation. Lumera's services include AI-powered automation and business analytics, serving Nordic and European Life and Pensions providers. Its target audience includes major insurance companies. The unique selling proposition is its ability to provide a unified policy administration environment, combining lifelong partnership, leading technology, and deep domain expertise to navigate complex changes safely and efficiently[1][3].