Malaysian Rating Corporation Berhad (MARC) is a credit rating agency established in 1996. It provides credit ratings, economic research, and advisory services to financial institutions, corporations, and infrastructure projects. MARC's services include ratings for debt instruments, financial institutions, and structured finance transactions, along with economic and fixed-income analysis. Its target audience includes investors and financial market participants. The unique selling proposition of MARC is its comprehensive and independent credit assessments, which support robust capital markets in Malaysia. MARC is licensed by the Securities Commission Malaysia and accredited by Bank Negara Malaysia[1][2][3].