Medical Assurance Society (MAS) is a New Zealand-based mutual organization offering insurance and investment services. MAS provides KiwiSaver schemes with seven actively managed funds, life and income insurance, and various general insurance products like motor and house insurance. Their target audience includes professionals and their families. MAS's unique selling proposition is its member-owned structure, where profits are reinvested into the community through the MAS Foundation, and its commission-free advice from salaried advisers, ensuring no bias in policy sales[1][3][5].