MidWest America Federal Credit Union is a not-for-profit financial institution that has been committed to providing competitive, quality services for our members' financial success since 1936. As a credit union, we have members, not customers. Each person who deposits money in a credit union becomes a member of the credit union because his or her deposit is considered their share of the ownership. That means that credit unions and MidWest America are owned by members, not stockholders like most banks!