Mintos is a peer-to-peer lending marketplace that connects consumers seeking affordable loans with investors looking for attractive returns. Founded in 2015, Mintos offers a platform for investing in personal loans, bonds, and ETFs. The company provides an automated investment strategy to diversify risk across multiple loan originators. Mintos targets individual investors seeking long-term growth and diversification. Its unique selling proposition is the ability to invest in fractional ownership of debt notes, offering a diversified portfolio with minimal investment requirements. Mintos also recently introduced Mintos Smart Cash, a money market fund for managing cash holdings.