The Monitor Bank has been doing business in our community since 1911. We remain very well capitalized, have strong liquidity, and have never made a sub-prime loan. We don't need, nor will we accept, any government bailout money. Being a real community bank, we recognize both the need to serve our customers, and the responsibility to protect their deposits. We are locally owned, and our entire staff lives in the immediate area. We are dedicated to banking the old-fashioned way, while offering the products you need. Your business is valued and we hope it shows in our service to you.