N26 is a Berlin-based fintech company offering 100% mobile banking services. It provides personal banking accounts, debit cards, overdrafts, and investment products across Europe. N26's services include virtual Mastercards, unlimited card payments without foreign transaction fees, and a savings account with interest. The target audience is individuals seeking simple, fee-free banking. The unique selling proposition is its user-friendly mobile app, real-time account management, and lack of paperwork or waiting times. N26 operates in 24 markets, serving over 8 million customers with a focus on transparency and security[1][4][5].