The National Association of Credit Management (NACM) is a U.S. non-profit organization that promotes standards for the business-to-business credit profession. It offers education, training, and professional certification programs like CBA, CBF, CCRA, and CCE. Services include credit management products, Credit Managers' Index, and Mechanics Lien and Bond Services. NACM targets credit and financial executives from manufacturers, wholesalers, and financial institutions. Its unique selling proposition is providing comprehensive credit insights and advocacy for responsible commercial credit practices, positioning members as key assets for corporate profitability.