New York Commercial Bank is the commercial bank subsidiary of New York Community Bancorp. The Bank meets the needs of small and mid-size businesses, as well as consumers, through 35 branches in Manhattan, Queens, Brooklyn, Long Island, and Westchester County, including 18 branches that operate under the name Atlantic Bank. New York Community Bancorp is a leading producer of multi-family mortgage loans in New York City, with an emphasis on apartment buildings that feature below-market rents.