The Oceanside Christopher Federal Credit Union was chartered in 1969 by a small group of members at Fr. Joseph OAoConnell Knights of Columbus council in Oceanside N.Y. An all volunteer group, they wanted to provide financial services to the families of the members of their council. Our founder Joseph J. Garay used to say Auwhere does a guy go to borrow fifty bucksAu. They thought if they AupooledAu their money and let members borrow from it they could pay interest on the AupoolAu and provide credit to members without having to go to a bank. When a priest in the local Parish found out about the idea he went to them and said Auyour looking to start a credit union.Au