Ohnward Bancshares, Inc. is an Iowa-based financial holding company founded in 1967 by John W. Fagerland and Edward L. Tubbs. It offers banking services through Maquoketa State Bank, First Central State Bank, and Ohnward Bank & Trust, along with insurance, farm management, and wealth management services. The company serves local communities in Eastern Iowa, focusing on personal and business financial needs. Its unique selling proposition is local ownership and operation, providing personalized community-focused banking and financial services. Ohnward emphasizes community development and support, making it a trusted local financial partner[1][3][5].