Oportun is a mission-driven fintech company that provides financial services to underserved communities. It offers intelligent borrowing, savings, and budgeting capabilities through AI-based solutions. Services include personal loans, secured loans, credit cards, and digital banking products like automated savings and investments. The target audience is often those with limited credit history, particularly underrepresented groups in the U.S. and women globally. Oportun's unique selling proposition is providing responsible and affordable credit, leveraging alternative data to offer lower-cost options compared to traditional lenders, helping members save billions in interest and fees[1][2][4].