The Ontario Teachers Insurance Plan (OTIP) is a not-for-profit organization that provides insurance services to more than 200,000 education employees in Ontario. It is owned by four major education affiliates: the Association des enseignantes et des enseignants franco-ontariens (AEFO), the Elementary Teachers' Federation of Ontario (ETFO), the Ontario English Catholic Teachers' Association (OECTA), and the Ontario Secondary School Teachers' Federation (OSSTF/FEESO)[1]. ### Key Services and Products - Insurance Coverage: OTIP offers a range of insurance products, including health, dental, travel, car, and home insurance. These services are designed to provide comprehensive coverage for both active and retired education professionals[1][3]. - Retirement Benefits: OTIP provides flexible health, dental, and travel insurance options for retirees through programs like Active Retired Members (ARM)[3]. - Group Discounts: Members can benefit from exclusive group discounts on car and home insurance, allowing them to save more by bundling these services[3]. - Bursary Program: OTIP offers academic bursaries to support post-secondary education for its insured members and their relatives[3]. ### Management and Technology - Claims Management: OTIP uses advanced systems like FINEOS Claims to manage Group LTD, Life, and Waiver claims efficiently[1]. - Digital Services: Members can access their benefits, submit claims, and manage their insurance details through OTIP's secure online portal[4]. ### Partnerships and Affiliations - Edvantage: OTIP partners with Edvantage to offer additional savings and benefits to members of the education community[5]. - RTOERO and Johnson Insurance: While OTIP focuses on active education professionals, organizations like RTOERO (Retired Teachers of Ontario) partner with other insurers, such as Johnson Insurance (now becoming belairdirect), to provide insurance services tailored to retirees[2].