Otivo is a company based in New South Wales that focuses on enhancing financial wellbeing and literacy for individuals, particularly in the workforce. They aim to improve financial knowledge and stability among employees. The company's services likely include financial education tools and resources tailored for corporate environments. Their target audience is working professionals and organizations seeking to enhance employee financial literacy. Otivo's unique selling proposition (USP) is providing specialized financial education solutions that benefit both employees and employers by fostering a more financially stable workforce. However, specific services and detailed offerings are not explicitly listed in the available information.