PalmPay is a fintech company offering a digital payment platform to promote financial inclusion. It provides services such as account creation, money transfers, bill payments, and credit services through its app. PalmPay targets unbanked and underbanked populations in Africa, particularly in Nigeria, Ghana, and Tanzania. Its unique selling proposition includes fee-free transfers, a user-friendly interface, and a combination of digital and offline services. This approach helps PalmPay reach a broader audience, making it a leader in the African fintech market[1][4].