Like most credit unions, Patelco was founded to serve the financial interests of employees of a particular organization Ai in our case the Pacific Telephone and Telegraph Company (now part of AT&T). The year was 1936, and PatelcoAos initial assets totaled a mere $500. With assets now totaling more than $4 billion and 280,000 members nationwide, we are among the largest credit unions in the nation today. As a, notAiforAiprofit, fullAiservice financial institution, what we earn, we return to our members in savings from lower loan rates, fewer fees, and personalized service that focus on transparency, simplicity, and trust. WeAore federally insured, and dedicated to helping our members and our communities prosper through volunteer initiatives and we have expanded our field of membership to serve the employees of over 1,000 large and small businesses and communities throughout California and the United States.