Payhawk is a financial technology company offering a comprehensive spend management platform for businesses. It integrates corporate cards, expenses, accounts payable, and accounting software into a single solution, enabling finance teams to control and automate spending globally. Payhawk's services include corporate debit and credit cards, expense management, accounts payable automation, and seamless ERP integrations. The target audience is international businesses across Europe, the US, and the UK. The unique selling proposition is its ability to simplify international transactions and provide a cost-effective, integrated spend management solution with features like 0% FX fees in six currencies and customizable spend policies.