PAYONE is a leading payment service provider in Germany and Austria, offering a modular payment platform for businesses. They provide a "Software as a Service" (SaaS) solution for automated payment processing, including over 20 national and international payment methods, risk management, and additional services like debtor and claims management[1][3]. Their target audience includes merchants and service providers across various industries. The unique selling proposition is their comprehensive and secure omnichannel payment solutions, enabling businesses to manage all payment processes efficiently[5].