PEHP Health & Benefits is a division of Utah Retirement Systems, providing medical, dental, life, and long-term disability insurance to Utah's public employees. They offer various health plans, including traditional and consumer-driven options, across multiple networks. Their services include pharmacy tourism programs and cost transparency tools. The target audience is Utah's public employees. The unique selling proposition is their focus on cost savings through self-funded plan management and innovative solutions like pharmacy tourism, which has returned over $100 million in savings to participants[1][3].