Prairie Payments Joint Venture (PPJV) modernizes payment services in Canada with safe, secure, and innovative solutions. They offer comprehensive payments processing, compatible with core banking systems and digital platforms, including API-based services for exchange, clearing, and settlement[1][2]. Their target audience includes financial institutions and credit unions. PPJV's unique selling proposition is its "Payments as a Service" (PaaS) model, which provides cloud-based solutions for faster integration and reduced costs[2][3]. This model supports real-time payments, transaction transparency, and cross-border transactions, enhancing financial sector efficiency and trust[3].