Preferred Bank is a California-based commercial bank offering services to small and mid-sized businesses, entrepreneurs, real estate developers, and high net worth individuals. Their services include commercial loans, real estate financing, trade finance, cash management, and consumer banking products. The bank targets middle market businesses and professionals, particularly in the Chinese American community. Their unique selling proposition is personalized relationship banking with a focus on commercial real estate and international trade finance, providing tailored solutions often lacking in larger banks[1][2][3].