PT Bank Syariah Indonesia Tbk (BSI) is Indonesia's largest Islamic bank, formed by merging Bank BRIsyariah, Bank Syariah Mandiri, and Bank BNI Syariah in 2021. BSI offers a range of sharia-compliant banking services including deposits, micro-financing, investment financing, and digital banking solutions. Their target audience includes individuals and businesses seeking Islamic financial services. The unique selling proposition is the comprehensive and integrated Islamic banking platform, leveraging the strengths of its predecessor banks to provide extensive coverage and enhanced financial capabilities. BSI is majority-owned by state banks, enhancing its stability and reach.