QC Holdings Inc provides alternative financial services, offering installment, deferred deposit, and title-collateralized loans, along with check cashing, bill pay, and money transfers. They serve consumers and small businesses in the U.S. and Canada, focusing on those underserved by traditional banks. Their services include online lending and invoice factoring for businesses. The unique selling proposition is providing hassle-free access to short-term financial solutions for underserved markets. Their target audience includes individuals and small businesses seeking quick financial assistance.