Qiwi plc is a fintech company offering payment and financial services primarily in Russia, CIS, and internationally. It provides payment solutions through Qiwi Wallet, an e-wallet system, and operates a network of kiosks and terminals. Services include online and mobile payments, money transfers, and digital banking under Rocketbank and Tochka. Qiwi targets both B2B and B2C markets, serving e-commerce, taxi, and self-employed sectors. Its unique selling proposition is the integrated proprietary network allowing diverse payment methods across physical and digital channels, enhancing convenience and accessibility for users.