Razorpay is an Indian fintech company providing end-to-end payment solutions, neobanking, and lending services. It enables businesses to accept, process, and disburse payments through various modes like UPI, credit/debit cards, and digital wallets[1][4]. The company targets startups, SMEs, and ecommerce platforms, offering services like payment gateways, business banking, and payroll management[1][3]. Razorpay's unique selling proposition is its comprehensive platform that manages the entire money flow for businesses, simplifying financial operations[3]. This full-stack financial solution allows businesses to focus on growth rather than compliance and operations[3].