Retirement Planners of America (RPOA) is a financial advisory firm based in Plano, Texas, offering services like portfolio management, retirement planning, estate planning, and tax planning. They manage over $4.3 billion in assets and serve over 8,800 clients across 48 states[2]. Their target audience includes retirees and soon-to-be retirees. RPOA's unique selling proposition is its focus on retirement planning and a proactive investment strategy, as exemplified by Ken Moraif's timely market calls[1][2]. The firm is known for its fiduciary duty and client-centric approach, despite potential conflicts of interest from insurance sales[1].