RIHousing is a self-sustaining public agency created in 1973 to provide financing for affordable housing in Rhode Island. It offers loans, grants, education, and assistance to help residents find, rent, buy, build, and maintain homes. Services include mortgage origination, homebuyer counseling, and rental assistance. The target audience is Rhode Islanders seeking affordable housing options. RIHousing's unique selling proposition is its ability to support affordable housing through bond issuances and federal programs without relying on state funding, ensuring sustainable financial management and community development.