Riverty, formerly Arvato Financial Solutions, is a fintech company offering comprehensive financial services across Europe and North America. It provides Buy Now, Pay Later schemes, smart accounting, and debt collection solutions, empowering over 28 million consumers and thousands of merchants. Riverty's services enhance financial transparency and support sustainable business practices. Its unique selling proposition is a unified brand offering seamless, flexible financial services, promoting economic freedom through innovative technologies. The target audience includes merchants and consumers seeking transparent payment methods and financial management tools[1][2][3].