Royal Neighbors of America is a life insurance company founded in 1895, initially targeting women. It offers insurance products including health, life, annuities, and retirement accounts[1][3]. The company is headquartered in Rock Island, IL, and is known for its fraternal benefit society structure, providing social support and community involvement[3]. Its unique selling proposition lies in its historical focus on empowering women and offering a sense of community alongside financial services. Royal Neighbors is rated A by AM Best for financial strength and emphasizes social impact[5].