RTOERO is a non-profit organization providing group health insurance to education sector retirees across Canada. They offer services including Extended Health Care, Supplemental Travel, Dental Plans, and Hospital and Convalescent Care[2][3]. Their target audience is retired educators. RTOERO's unique selling proposition is being member-owned and non-profit, prioritizing members' well-being over profits[5]. They also advocate for seniors and support healthy aging through research and programs[1].