Santander Brasil is a leading universal bank in Brazil, offering a wide range of financial services. It operates in commercial banking and global wholesale banking, providing services like checking accounts, home and auto financing, consumer financing, credit cards, and payroll loans to individuals and corporations. Its wholesale division offers structured financial solutions, transaction banking, corporate finance, and asset management. The bank targets mid to high-income individuals and corporations. Its unique selling proposition is being a simple, safe, efficient, and profitable bank, focusing on quality and customer trust.