SAP Fioneer is a global provider of financial services software solutions, founded in 2021 as a joint venture between SAP and Dediq. They offer platforms that enable banks, insurance companies, and challengers to operate efficiently, transform digitally, and grow at scale. Their services include end-to-end banking and insurance processes, leveraging cloud technology and digital innovation. The target audience includes top-tier financial institutions and disruptors. The unique selling proposition is combining the agility of a start-up with the capabilities of a global software leader, providing reliable and innovative solutions for financial services transformation[1][2][3].