SME Bank Malaysia is a leading Development Financial Institution (DFI) established in 2005, wholly owned by the Ministry of Finance. It provides financial assistance and training programs to small and medium enterprises (SMEs), aiming to drive economic growth. Services include business financing, contract financing, and business premise financing. SME Bank targets Malaysian-owned SMEs, offering Shariah-based financing options. Its unique selling proposition is its comprehensive support beyond financial services, focusing on holistic business growth and digital technology integration, positioning it as a preferred partner for SMEs in Malaysia[1][2][3].