Snap Finance UK provides point-of-sale finance solutions, offering both 0% and interest-bearing loans for retail purchases up to 5,000, repayable over up to 48 months[1][4]. Their services cater to individuals who have faced credit rejections or are building their credit score[1]. The target audience includes consumers seeking flexible payment options for goods like furniture and jewelry[4]. The unique selling proposition is their Pay in 4 feature, allowing interest cancellation if loans are repaid within four months[4]. Snap Finance aims to empower individuals by making financial access simple and accessible[1].